Last week one of my pieces of plastic was compromised. More will come out later, but in the meantime I thought you might enjoy this.
During the course of a 2 hours on the phone today trying to sort out issues, I was advised that the bank does not regard a fraud as having taken place if their systems prevent (or their customers prevent) a fraudulent transaction from reaching a transaction on your bank statement.
So that’s it then, a crime is only a crime when it is successful. We can kiss goodbye to all convictions for conspiracy to rob a bank.